Payments company Stripe has expanded its stablecoin payout capabilities, allowing eligible US businesses to transfer digital dollars directly to cryptocurrency wallets in more than 160 international markets.
The service, available through Stripe Global Payouts, supports Circle’s USDC and Open USD (OUSD), enabling businesses to make cross-border payments using blockchain networks instead of relying exclusively on traditional banking channels.
Stripe highlighted the wallet payout functionality in early November 2026, following its October 16 announcement of expanded international payment coverage. Businesses can initiate transactions through the Stripe Dashboard or integrate the functionality into their applications using Stripe’s APIs.
Recipients typically receive funds within minutes, although processing times depend on blockchain network conditions. The feature is currently in public preview, with businesses based in New York excluded from immediate access.
Stripe has not announced when the service will become available in that state.
USDC and OUSD Payouts Support Multiple Blockchain Networks
Stripe‘s Global Payouts service allows businesses to fund transactions using USD or USDC balances held in their Stripe financial accounts. The company handles any necessary conversion before transferring stablecoins to the recipient’s external wallet.
USDC payouts support nine blockchain networks: Arbitrum, Avalanche C-Chain, Base, Ethereum, Optimism, Polygon, Solana, Stellar and Tempo. OUSD transfers are available through Base, Ethereum, Solana and Tempo.
Businesses must ensure that recipients use wallets compatible with both the selected stablecoin and blockchain network. Stripe requires identifying information, including the recipient’s name, email address and physical address, before processing payouts.
The service is designed for use cases including international contractor payments, supplier settlements, remittances, loan disbursements and investment withdrawals. Stripe’s published pricing is $0.50 per transaction plus 0.5% of the payout amount.
Under that structure, a $1,000 transfer would incur a $5.50 payout fee, excluding any additional conversion or platform charges. By comparison, Stripe lists a $25 fee for SWIFT wire transfers.
However, percentage-based stablecoin fees can become more expensive for larger transactions, meaning the service does not necessarily offer the lowest cost in every situation.
Stripe Expands Stablecoin Infrastructure for Global Businesses
The rollout forms part of Stripe’s broader strategy to integrate stablecoins into conventional financial services. In September, the company introduced support for OUSD across several products, including Treasury, Issuing, Payments and Global Payouts.
The expansion allows businesses to receive, hold, transfer and spend stablecoin balances through connected financial infrastructure. Stripe has also expanded stablecoin-backed card issuing to more than 65 countries, including 27 European Union member states.
The company plans to extend card issuing availability to 100 countries by the end of 2026. Its October announcement positioned stablecoin payouts alongside traditional currency transfers, which are supported in more than 100 markets. For fintech companies, combining both payment methods could simplify international operations by reducing the need for separate banking and blockchain integrations.
Nevertheless, stablecoin transfers introduce considerations involving wallet security, blockchain compatibility, compliance requirements and digital asset redemption. Recipients may also need access to cryptocurrency exchanges or other conversion services to turn stablecoins into local currency.
The latest rollout reflects increasing commercial interest in blockchain-based payment infrastructure, particularly for international transactions where conventional banking processes can involve multiple intermediaries. For Stripe, the significance lies in making stablecoin transfers available through familiar business payment tools rather than requiring customers to manage blockchain transactions independently.
Adoption will depend on transaction costs, regulatory availability and whether businesses find the service more efficient than existing cross-border payment options.
